Why You Should Hire a Personal Injury Lawyer

Have you ever been advised by an insurance adjuster that “lawyers are not used in this type of accident or injury?”

Misinformation can be a serious issue and if you represent yourself you are at a disadvantage. Insurance Adjusters are trained in this area, they work for insurance companies and represent the driver that injured you. They will use insurance terminology, charts, and their knowledge of the industry to their advantage. They are there to protect their driver and limit expenses. They do not work for you.

Depending on your injury and the interpretation by the court, injuries that you are told are capped may not be.

The Minor Injury Regulation Cap is another area that can be confusing. The amount changes every year, and it does not cover all of the damages you may be entitled to. Depending on your injury and the interpretation by the court, injuries that you are told are capped may not be. Lastly there can be times when an adjuster does not offer the full amount of the cap. If you want to know the cap amount of the year of your collision you can find it here on our website.

Offers above the Minor Injury Regulation Cap is another area of concern because while the adjuster has acknowledged that your injury falls outside of a minor injury cap, how do you know what you are entitled to? This is where a personal injury lawyer can provide some guidance as to the amount of compensation and to what categories of damages you are entitled.

It is smart to get someone on your side. A personal injury lawyer will advocate for your rights, negotiate for you, and gather the information needed to fully substantiate your claim. A good personal injury lawyer will know how to discuss any liability concerns, damages concerning injury diagnoses’, functional limitations, and additional losses to which you may not even know you are entitled.

Getting help is easier than you think. We offer free initial consultations and most files that we work on are on a contingency fee basis. This means that our fees come out only after there has been a successful conclusion to the claim and are a percentage of that claim. This limits the financial stress associated with hiring a lawyer while still having proper representation.

If you have questions or concerns, contact O’Fee Law for a free consultation.